Climate risk · MAS compliance
Climate risk
compliance.
Built for MAS.
Automated NGFS stress testing, Environmental Risk Scoring, and MAS-format disclosure — from the data your bank already holds.
MAS deadlines are real and tightening.
Mid-tier banks are running NGFS stress tests on spreadsheets.
Giro automates the entire workflow — from the data your institution already holds to a submission-ready MAS disclosure.
How it works
Three steps from raw data
to regulatory submission.
Score
Environmental Risk Score at origination
Every borrower is assessed via API at the point of origination. Sector, geography, and emissions intensity — resolved in milliseconds.
Stress-test
Full loan book through NGFS Phase V
Run your entire portfolio through Orderly, Disorderly, and Hot House World scenarios in a single batch. No spreadsheets.
Report
MAS-format output, automatically
Produce the MAS climate disclosure, TCFD PDF, and PCAF workbook — ready for submission, traceable to source data.
Why Giro
Built to spec.
Not adapted from elsewhere.
Regulatory alignment
MAS BRD native
Built directly to MAS Business Requirements Document — not adapted from a global framework or retrofitted for Singapore.
Scenario coverage
NGFS Phase V
Orderly, Disorderly, and Hot House World scenarios — the full Phase V suite, updated to the current release.
Auditability
Immutable run manifest
Every quarterly output is signed and traceable. Your audit committee sees the exact inputs behind every disclosure number.